Thursday, February 5, 2009

How to safeguard our personal and financial data?

In our digital age, it is commonly use computer to save personal data and use internet to do the financial transaction such as transfer money, checking account balance, pay monthly expenses and so on because it enable to save time from queue up and waiting up to an hour at eg. Post Office. But, are you sure all of the personal and financial data are secure from it. Besides, data can be classified into few categories, such as personal, public, confidential, top-secret or other categories. Therefore, the privacy data need to be protected to avoid ourselves becomes the next victim. Below is the ways should be taken in order to safeguard our personal and financial data.

1. Keep the personal, financial and sensitive data off from the computer
It is just simple and very effective way where keep bank account numbers, passwords, user name off your computer. It can save into Pendrive or CD Rom in a document form and keep it in a safe place. When data is needed we just plug in the drive to the computer. Besides, if do not want save into external hardware, try to stand by or turn off the computer when leave the computer for long time periods. It can avoid anyone to steal the data when not around but make sure there is password protected for your computer as well as encryption for the documents.



2. Clear your browser’s cache after an online transaction
Sometimes browser will save certain information, user name, passwords that we typed into forms, example for online banking in public bank website which I have learned. That is after all transactions had made, make sure to clear off all the browsing history. It is because to avoid next person easily to track our private user name and passwords. It just an easy way where click ‘tool’ on the web page, ‘internet option’, ‘browsing history’, then click ‘delete’ and ‘yes’. Then, it is successfully to clear browser history.



3. Turn your computer off or on standby when you are not using it
It is really an effective and easy way. If your computer is not turning on, then a hacker, virus, or anything else is can not do anything. For anyone has a desktop at home, make sure turn it off or put your laptop into sleep mode when you are not there. It is because some people have this habit to turn on their desktop 24 hours per day for their convenience. Therefore, why open it to get attack if you are not even using the computer.



4. Make sure your computer installed antivirus software and firewall
Antivirus software such as Avast, Kaspersky, BitDefender and others are use to protect the computer to against phishing, malware in order to protect personal and financial data from hacker and intention party. Beside that, make sure the antivirus software up-to-date as well as regularly scan the computer to remove any critical files which will affect the overall performance of computer and allow easily access to the private data without any notice to an individual. Apart from that, firewall helps protect the computer by preventing unauthorized users from gaining access to it through a network or the Internet. It also helps to protect computer against viruses and other security threats. In addition, both of the antivirus software and firewall are work together to help protect the computer.

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